Archive for April, 2010

29 Apr

How can I establish good credit If I have bad credit or no credit?

I am trying to purchase a home and im running into the problem I don’t have enough of a credit score. I found a home I would like to buy but can’t find any one to lend me the money. Is there any place that will help me get a home loan Now. Like a [...]

27 Apr

How do I fix my credit when most jobs will disqualify you for bad credit?

The situation seems a little unfair to me. I find myself trying to find a decent job that will pay me enough to meet my monthly obligations and make some headway in cleaning up my credit. The problem is that those jobs tend to disqualify applicants with bad credit. I’m not sure what to do [...]

25 Apr

bad Credit?

Whats a good way of repairing the credit and improve his credit score?
Forget credit cards- that’s probably what got you in this mess in the first place. Get a secured loan on a used car (think small, like $1000-2000). Then, make the payments on time.
At the same time, put some cash into an [...]

23 Apr

How can you fix bad credit, can you wait it out until it disappears off your credit report?

I’ve heard bad stuff goes off your credit report after 7 years, so can you wait it out and have decent credit again after 7 years? Anyone know how that works or what to do to fix it?
DaMan’s answer is absolutely correct.
The only thing I could add is to dispute all [...]

21 Apr

How bad is it for your credit to be overdrawn in your bank account for a long period of time?

I went 300 dollars overdrawn because i had a medical emergency. now with all the penalty charges i’ll need 750 dollars just to get to zero. i’ll be able to do it, but it may take up to 6 weeks to get all the money to put in my account. I have ok credit and [...]

19 Apr

Can a bad credit history affect UK indefinite leave to remain and Passport attainment process?

I have bad credit history and I am also planning to apply for my indefinite leave to remain in the UK. Can bad credit history affect your visa extention or create problems in getting the uk passport at a later stage? How far credit history is linked to the visa process and requirements? Are their [...]

17 Apr

How long does a bad credit card stay on my credit report?

Greeting all, I was told by someone that after afew years of having bad credit card, it will be removed from credit report. Is this true? If yes, how long?
Thanks
It will be removed seven years from the date that it occurred. If you check your credit report then it will tell you the month and [...]

15 Apr

How do the bad credit no credit auto sales work?

i want to get a car but have bad credit, how do these auto sales where they say bad credit no credit work?
They offer their services to high credit risks by inflating the selling price and interest rates of the loans .
For example , they [...]

14 Apr

What happens to life insurance proceeds tax-wise if deposited into a banking account?

My father recently passed away, and the life insurance proceeds were paid out. I am curious to know what are the potential tax implications for Ontario, Canada for depositing said proceeds into a bank account or savings account.
Sorry for your loss.
Assuming we are dealing with a personal owned life insurance policy, then there are [...]

14 Apr

What health insurance is best and affordable for my husband?

We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my husband. Any suggestions?
Try this site, if you want to find the best or the cheapest health insurance just in one minute,
http://cheap-health-insurance-usa.info/
Here you can get free quotes from different companies in your area, its the [...]

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