I know the usury law in Illinois is 9%, but everywhere I try to research for bank and auto loans, it says that can be a different rate, but nowhere does it say what the highest rate allowed by law is. Can anyone help on this matter? Thanks so much!
The key is that the highest [...]
Does anyone know personaly about any websites that actually offer car loans to people with bad credit. They all say they do to get you there and then they tell you another story. Please help
These guys financed me when I didn’t have any credit. You may pay a higher interest rate but you can [...]
Makes no sense to me.
average rates across the country…..
36 Month New Car Loan 6.32% 6.35%
48 Month New Car Loan 6.39% 6.41%
60 Month New Car Loan 6.43% 6.45%
72 Month New Car Loan 4.28% 4.46%
Im almost positive that 72 month loans have more defaults than shorter terms.
Two reasons, first there is an amount of work, time and [...]
I have a car loan and want to get another loan. I also want to refinance my house next year, would it be a good thing for my credit to get a second car loan before refinancing?
If I were you I would wait until you have refinanced you home before going into additional debt for [...]
Is it a good idea? I have a pretty decent interest rate on my car. However, it could be a little cheaper.
never. if you must borrow, pay off as fast as you can. a car is generally a depreciating asset.
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Do they require a specific percent of the principal as down payment? About how much is the cheapest car in the US?
If you are trying to get a Auto Car Loan and you know that your credit is not the best then you do not need to worry because getting a Car Loan even with [...]
I am just planning to get some loans from online providers, Do I have to pay every month like, or they will get it from my CC? I would like to confirm with you people before I proceeding. Regards
The process of car loan application is very simple. Just open the site of the company or [...]
My husband and I have two car loans one at 4,800 at 4.9% the other at 14,400 at 6.15% and a credit card at 10,700 at 7.9% but we also have a mortgage. What I’m planning on doing is having my husband sign up for another credit card because the current offer is no [...]
Can you get pre approved for a car loan the same way you do for home mortgages?
Just adding to Tyche’s correct answer..
If you dont have a relationship with your bank or credit union, try Lending Tree (www.lendingtree.com)
They take your application, then send it to 4 banks for approvals. Pick the best one.
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