My husband I got married a year ago and we had to pay for our wedding ourselves along with our honey moon. We ended up in a great deal of credit card debt from this as well as trying to furnish a home. We have a personal loan for 19,000 that we are paying off [...]
It’s become a common practice for employers to run credit checks on prospective employees in many states and NM is no exception. So what do you do when you know your credit is bad, you can’t fix it because you have no money, you’re looking for a job to get money to remedy your financial [...]
Can an individual eliminate credit card debt by declaring bankruptcy? I didn’t think you could wipe it out, just get the bill collectors off your back. But, someone told me that it depends on which chapter of bankruptcy you use. The right one WILL eliminate credit card debt. I [...]
I have about $50000 in credit card debt and as of now have a excellent credit history. I just got laid off and there is no way i can pay my minimum payments. I know filing for bankruptcy is one option but is there other options. Paying is not an option.
Only way is to clear [...]
I know a lot of people are filing bankruptcy on credit card debt. I did this myself and got 35,000 dollars worth of credit card debt discharged. That means my credit card companies lost a lot of money on me. I know my credit is ruined but oh well. Unsecured debt should be more [...]
I have about $23,000 in credit/medical credit card bills. I tried personal loans with 2 different banks, but I didnt qualify because it was it was considered "too much unsecured debt".
I am not sure how you managed to do that
but here is a site which should have what you are
looking for:
http://credit—card.org/
hope it helped, good [...]
I attempted to settle my own credit card debt, but all credit cards refuse to settle. They would rather wait until I’m 90 days late, charge it off or sell it to an agency and have me settle with them.
Any clues on how I can buy my own debt at 12 cents on the dollar [...]
Say you earn 1000 and have to pay 1050 for your credit card debt. You have to rely on your credit cards ( again ) for those extra 50 and for your monthly expenses.
What should a person with this problem do?
Would it be ok to take a loan?
Finance gurus like David Bach say to pay [...]
I’m 26 years old, I make about 50k a year and I want to start thinking about buying a house. What should I do with this nagging credit card debt? Aside from car payments, the only other debt I have is $5,000 on one of my credit cards. Can I think about saving for a [...]
I imagine different lenders have different terms, but is there commonly a penalty?
I want to be able to get a loan, buy another car, then sell my car and use the money to pay off a big chunk of the loan… but is the lender going to try to get the difference of the interest [...]