We are traveling from the United States and want to be prepared. Are credit cards accepted at most restaurants? Shops? Hotels?
AMEX and VISA yes, yes and yes. Call the credit card company ahead of time and tell them to note on your acount you will be traveling abroad because sometimes they could [...]
I have a few personal credit cards and I want to consolidate them. I also am self-employed, but I dont’ have a business credit card; although I get LOTS of ads for them in the mail. I’ve always wondered, what is the difference? Are there different rules or fees? Can you [...]
I am applying for a secured credit card after bankruptcy (due to medical bills), Is it to my advantage to get 2 or 3 secured credit cards to build history or only use one? I dont really need or want any loans/credit cards right now and I am big on paying cash but I need [...]
I have been using rewards cards and paying off the balance for years. I have read that applying for new credit card wont affect your record if you only get one, and don’t open too many in a short period of time. Not sure what "short period of time" is . There are 3 rewards [...]
I am wondering if there are any, decent, credit card companies out there that are issuing unsecured cards to people with bad credit. I am tryin to rebuild mine and already have a Premier Card. I need another to continue. Any suggestions?
Get a credit card from local bank and pay it in time. You also [...]
I want to buy a car, and am considering applying for a car loan.
What do lenders look for as a bare minimum to get a loan?
I have no possibilities for a co-signer, I have been in the same job for 3 years, so I have steady income, and I live at home so I don’t [...]
I recently had to defer my salary at my job for an extended period and cannot afford to pay my credit card debt. What should I do? A friend advised me to not make the next payments and negotiate with credit card companies on the debt. Is this wise? Would you [...]
Hi All. I’m a recent college grad who is fairly new to the workforce and is ready to get rid of her credit card debt!! I was fortunate enought not to borrow much in student loans (a total of about $9,000), however by grad time I owed about 9 thousand in credit card [...]
My ex left me with a large credit card debt over $24,000. I have no way of ever paying it back. How long can a debt collector come after me or take me to court with this debt?
The Statute of Limitations (SOL) in South Carolina is 3 years (http://www.bcsalliance.com/y_debt_sol.html). Typically the SOL starts from [...]
I have a credit card debt is not so much I actually thought I can pay it all off. I received a phone call from the bank and they offered a settlement much less then what I owe. Can this really back fire on me or affect my credit in a really bad way?
Ask lenders [...]