Archive for September, 2010

30 Sep

Who would you recommend for pensioner car loans or unsecured loans here in States?

Who would you recommend for pensioner car loans or unsecured loans here in States?
If you want to find the lowest auto loan quote, try this site
http://Best-Auto-Loan-USA.com
Here you can get quotes from all auto loan companies in your area, its the best way to find an affordable auto loan with a reliable company.

addthis_url [...]

27 Sep

car loans with the navy why do i have such a high apr?

so im approved through navy federal for a car loan and im in the navy (e-4) and i have no credit … nothing good but nothing bad. well they have me on a 14% apr and everyone else im talking to is like on a 7 or 8% … why is my apr so [...]

24 Sep

How to combine credit cards, to pay them off in one lump sum?

I have two credit cards with debt of 7,000 with both cards combined. Is there a way that I can combine those credit cards and lower the payment and pay them in one lump sum? I just want to get rid of these cards so I can move on with my financial growth.
There are a [...]

21 Sep

Does the military have special rates for car loans?

I’m looking for a used car and want to know if there are any good (legit) sites to search on for military rates for car loans. I belong to a credit union, but want to shop around for the best deals.
Financed cars is more expensive to insurance cause it requires full coverage. You can compare [...]

19 Sep

Is having a lot of credit cards good or bad for your credit score?

I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
how much you owe/ total credit , so in that case having more cards would be better. I have 7 cards and I [...]

16 Sep

How does the cashback work on credit cards and debit cards?

When I use my debit card at the store, it asks if I want like $0, $10, or $20 cashback. How does cashback work? And how would this cash back procedure work on a credit card?
Should I take a cashback amount when using my debit card? I see other people in line in front of [...]

13 Sep

I want to consolidate my credit cards debt and get rid of high interst rates. What is the best way to do this?

I have 4 credit cards with approx. $25,000.00 worth of debt on them. I would like to get ahold of a non-profit debt counseling service in order to get rid of the high interest rates and pay them off alot sooner instead of only paying the interest and the over the limit fees. [...]

11 Sep

does it hurt your credit to close out long standing credit cards in good standing? If so why?

I was going to consolidate two credit card onto a new lower interest card and cancel the old cards. However, I was informed that closing the old cards would not look favorably on my credit report. I thought this was strange as good credit reflects on your credit report for 10 years and keepin [...]

08 Sep

Can bad credit be forgiven once rectified after joining the military?

For certain jobs in the military you must have a security clearance. However, you can enlist without the clearance. How long does it take until you are eligable for a job requiring a security clearance after you have rectified your bad credit history?
?redit repair work?d fine to fix my credit. They disputed and removed lots [...]

05 Sep

How many credit cards can you have before they drop your credit score?

I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score?
I had problem getting a credit card when I had no credit history and then after I finally got one, I had difficult time getting another [...]

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