I always thought that if I had bad credit and a bad driving record I may as well just kill myself. I swore it would never happen. Well, now here I am with both and I need auto insurance asap! I live in Delaware and they take your credit into consideration. The worse your credit, [...]
I have bad credit from when I was in college. I have tried getting a car at several different dealerships and they all want a cosigner. I don’t have anyone. Is there any where I can get a bad credit car loan that is reputable. I own my own house, I don’t understand why I [...]
I have a low credit score. Most my bad credit is old credit. I have a bunch of little loans from finance companies, but they charge really high interest rates. I would like to get a loan for about $5000 to $6000 to pay these off and have one payment that would [...]
I have a friend with bad credit in California. She lost her job about four years ago and could not pay her credit cards anymore. Until now she is unemployed. Will she go to jail? What will happen to her? Can rent an apartment again? Find a job?
If a person has accumulated a large amount [...]
What’s the difference between excellent credit and bad credit?
If you have an excellent credit score (between 760 and 850) you will be able to get the best rates on insurance and will have little/no problems with creditors, taking out a loan or taking out a mortgage.
If you have a poor credit score (lower than [...]
If someone has let’s say a bad credit history in Canada, could this somehow affect the credit rating in the United States? Is there such a thing as an international credit report?
Generally, it’s a clean slate from country to country, however in the current economic climate, no credit can be just as confining as bad [...]
I keep watching all of your responses and I think a lot of them are great so I thought maybe you guys could help me out. I have bad credit (dont know how bad, cant find a website that could give me my credit score free). I know I have a cell phone bill for [...]
Anyone know of any really good secured credit card deals for people who have bad credit? I’m looking for one preferably with minimum annual fees.
Actually I just read what the difference between secured and unsecured is and I really want an unsecured credit card. Is there any that you would suggest?
I can understand why you’d [...]
My credit score is probably 0 (yes I know that’s not possible) but it’s pretty bad. Say for example I want a $5,000-$6,000 car, how much would I have to put down and how much would the interest typically be?
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Here you can [...]
My credit score is probably 0 (yes I know that’s not possible) but it’s pretty bad. Say for example I want a $5,000-$6,000 car, how much would I have to put down and how much would the interest typically be?
You have an option of an unsecured car loan, secured car loan, personal car loan, [...]