I received an email stating that I need to pay an overdue payment.  Do not know where this payment is coming from.  I installed the Microsoft Office 2007 60days free trail version.  I can only contact the Microsoft by email.  And the debt collection have no numbers to call, only email.  I did not receive any emails indicating I have to pay. The email said that this email is using a demo verision of FollowUpExpert as part of the evuatlation process.  Do u think this is a fraud?  What do I do?
Microsoft Word-CollectionNotice
NDC DEBT COLLECTIONS INC.
ACCT #: XXXXXXXXXXXXXXXX
AMOUNT: 0.00
INTEREST: 0.00
RATE: 0.00
FEES: 0.00
TOTAL DUE: 87.03 (WILL SETTLE FOR THIS AMOUNT)
PLEASE BE ADVISED THAT WE HAVE BEEN RETAINED TO COLLECT THIS DEBT FROMOUR CLIENT. WE HAVE ATTEMPTED TO NOTIFY YOU ON SEVERAL OCCASIONSREGARDING YOUR DELINQUENT ACCOUNT. WE THOUGHT IT BEST TO STATE OURINTENTIONS AND MAKE IT CLEAR THAT WE INTEND TO COLLECT THIS DEBT USINGALL AVAILABLE MEANS AT OUR DISPOSAL.UNLESS WE RECEIVE PAYMENT FROM YOU, WE WILL ASSUME THAT YOU HAVE NOINTENTIONS OF LIQUIDATING YOUR DEBT VOLUNTARILY. WE WILL ADVISE OURCLIENT THAT THEY MAY WISH TO FILE SUIT AGAINST YOU TO RECOVER THIS DEBT.PLEASE UNDERSTAND THAT IF LEGAL ACTION IS UNDERTAKEN, IT COULD BE COSTLYAND TIME CONSUMING. IF YOU SHOULD LOSE IN SUCH AN ACTION, YOU COULD ALSOBE SUBJECT TO COURT COSTS AND/OR ATTORNEY FEES, IF APPLICABLE. THERE AREVARIOUS AVENUES WHICH COULD BE USED TO SATISFY SUCH A JUDGEMENT. THISCOULD INCLUDE GARNISHMENT OF WAGES, SEIZURE OF BANK ACCOUNTS OR OTHERPERSONAL PROPERTY.IT IS NOT OUR INTENTION TO THREATEN YOU BUT TO POINT OUT THE PROBLEMS ANDCOSTS ASSOCIATED WITH REFUSING TO PAY YOUR DEBT. WE HOPE THAT NO FURTHERACTION WILL BE NECESSARY AND YOU WILL AGREE TO OUR AMICABLE PAYMENTARRANGEMENT.PLEASE: TO ENSURE PROPER CREDIT, REMIT PAYMENT IMMEDIATELY.FOR YOUR CONVENIENCE WE MAY BE ABLE TO ACCEPT PAYMENT ON YOUR ACCOUNT INTHE FOLLOWING METHODS: PAYPAL(VISA, MASTERCARD, AMERICAN EXPRESS,DISCOVER, OR ECHECK).PLEASE FOLLOW THIS LINK TO MAKE YOUR PAYMENT: https://www.paypal.com/cgibin/webscr?cmd=_s-xclick&hosted_button_id=7926752THIS COMMUNICATION IS FROM A DEBT COLLECTOR.THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BEUSED SOLELY FOR THAT PURPOSE.

write spoof@paypal.com foward the email to them and if u dont have it anymore tell them about it. its paypays fraujulent detectives. i received the same email i called paypay they gave me this email and said to do that they told me that is not their email.it is fake dont send money