I need help getting out of payday loans?

by admin on April 8, 2010

I got myself into a big mess with payday loans. I am falling behind on my other bills due to this. Anybody no of anyway to get help out of this type of situation?

See if you can get a consolitation loan from a bank or credit union. Try places like American General. Their interest rates are higher than banks but there no where near as high as payday loans. They don’t take credit completely in account, but collateral and the proof that you have a steady job. If you get a loan….PAY THEM OFF!! Many people get the loan and don’t pay off all of their debt as intended to. This will be a mistake because then all you’ve done is added another bill on every month.

Do some extra work on the weekends, cut grass (this isn’t only for kids), wash windows….businesses need their windows cleaned the going rate is around $3 per window pane, but you can lower that price to get on the spot business. Have a yard sale once a month, look around your house I’m sure there is stuff sitting there that you don’t need or use, go on craigslist.com and look for free stuff you can put in your yard sale. I made almost $300 in a weekend doing this.
Clean out basements or attics for people.
Be creative and you can make enough extra money to pay the payday loans every month or week, and not have to use your actual paycheck to do so.

Good Luck

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    { 4 comments… read them below or add one }

    Doug Kaplan April 8, 2010 at 9:46 am

    Well your other bills and food bills are more urgent. Close your bank account and when they call you work out arraignments with them. I believe it’s a civil not a criminal matter.
    References :

    tlc April 8, 2010 at 10:35 am

    See if you can get a consolitation loan from a bank or credit union. Try places like American General. Their interest rates are higher than banks but there no where near as high as payday loans. They don’t take credit completely in account, but collateral and the proof that you have a steady job. If you get a loan….PAY THEM OFF!! Many people get the loan and don’t pay off all of their debt as intended to. This will be a mistake because then all you’ve done is added another bill on every month.

    Do some extra work on the weekends, cut grass (this isn’t only for kids), wash windows….businesses need their windows cleaned the going rate is around $3 per window pane, but you can lower that price to get on the spot business. Have a yard sale once a month, look around your house I’m sure there is stuff sitting there that you don’t need or use, go on craigslist.com and look for free stuff you can put in your yard sale. I made almost $300 in a weekend doing this.
    Clean out basements or attics for people.
    Be creative and you can make enough extra money to pay the payday loans every month or week, and not have to use your actual paycheck to do so.

    Good Luck
    References :

    Joy April 8, 2010 at 10:46 am

    I am Joy Anderson i was in need of a loan of $100 000 USD and was scammed by those fraudulent lenders and a friend introduce me to Mr John Clarke,and he lend me the loan without any stress,you can contact him at clarkeloanscompany12@yahoo.com
    References :

    Kate April 8, 2010 at 11:17 am

    I am Mrs.Jones.I am widow with 3 kids and was stuck in a financial situation that i was fixed and needed refinace behind bills.I tried seeking loan from various loan firms both private and corporate but couldnt but as God would have it,i was introduced to a man of God a private loan lender,by the name Travis Harrop,who gave me a loan of $28,000 USD and today am a business owner and my kids are doing well the last in college.So dear,if you must contact any firm with reference to securing a loan with low interest rate and better repayment plans and schedule,please contact Travis Harrop via his private email: travislendingfirm@gmail.com
    References :

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