I got myself into a big mess with payday loans. I am falling behind on my other bills due to this. Anybody no of anyway to get help out of this type of situation?
See if you can get a consolitation loan from a bank or credit union. Try places like American General. Their interest rates are higher than banks but there no where near as high as payday loans. They don’t take credit completely in account, but collateral and the proof that you have a steady job. If you get a loan….PAY THEM OFF!! Many people get the loan and don’t pay off all of their debt as intended to. This will be a mistake because then all you’ve done is added another bill on every month.
Do some extra work on the weekends, cut grass (this isn’t only for kids), wash windows….businesses need their windows cleaned the going rate is around $3 per window pane, but you can lower that price to get on the spot business. Have a yard sale once a month, look around your house I’m sure there is stuff sitting there that you don’t need or use, go on craigslist.com and look for free stuff you can put in your yard sale. I made almost $300 in a weekend doing this.
Clean out basements or attics for people.
Be creative and you can make enough extra money to pay the payday loans every month or week, and not have to use your actual paycheck to do so.